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Second-To-Die Policy in Burbank CA & North Hollywood CA

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. JCR Insurance Services knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from JCR Insurance Services gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from JCR Insurance Services to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Location

JCR Insurance Services

2221 W Olive Ave, Ste M
Burbank, CA 91506
Main office: 818-214-8121

Our Providers

Testimonials

Jean Carlo is always pleasant to talk to. He takes care of your insurance needs when he says he will. I just added earthquake insurance on our house policy on the phone, and it hardly took any time. It's never a drudgery to have to communicate with him. I have great faith that he will be there for us if we ever had a problem. We are so glad we have him as our insurance agent!!!
Hang B., Los Angeles
Jean-Carlo is a down-to-earth, knowledgeable and thorough insurance broker. I've called him with insurance questions on a few occasions, and I've been very impressed by his ability to understand my needs and concerns.
Eric R., Burbank, CA
Love JCR services!!! Always there when you need him,very dependable and cares about his clients like they are family.
Robyn S., Los Angeles
JCR Insurance Services is a great company that will service all of your insurance needs. They got me a great deal on my auto and health insurance and Jean-Carlo (the owner) took the time to explain all the details. He provided excellent service in a timely manner.
Erica A., Alhambra