Call Us Today:
818.214.8121

Medical Malpractice Insurance in Burbank CA & North Hollywood CA

As a healthcare provider, you've spent your life working to help others—but if you make a mistake, you could end up facing a medical malpractice lawsuit. With the average jury award just under $800,000, medical malpractice insurance could be the only thing standing between you and having to close down your entire practice.

However, these cases can be difficult to resolve. As noted by the National Association of Insurance Commissioners, quite a lot of funding goes into investigating claims and determining whether or not malpractice occurred. If it didn't, then patients often have no basis for a lawsuit.

If a patient does have a basis for a claim, JCR Insurance Services agents will work with you throughout the defense process to help cover losses in the event you're found liable for malpractice. Remember, there are no forms of medicine that are immune to malpractice suits. Whether you're a general practitioner or a dedicated specialist, there's always the chance of something going wrong, and more frequently, patients believing you did something wrong.

Medical Malpractice Coverage

Medical malpractice policies cover liability associated with any form of wrongful practice (intentional or not), with a particular emphasis on bodily injury, property damage, and medical expenses. They also cover defending against lawsuits related to these (many of which can take more than a year to reach a successful conclusion).

There are two major types of coverage:

  • Occurrence policies cover against losses that happen during the period that a policy was in force, since many people may not file suit for more than a year after the alleged malpractice incident. Once the suit is filed, it may take more than two years to resolve.
  • Claims Made policies cover any claims that are made during the time the policy is in force (and usually for a set period of time afterward, in the case of ongoing litigation).

A majority of malpractice cases can and will be settled out of court, without ever having to risk the high claims of a trial. JCR Insurance Services agents try to work towards this outcome whenever they can—settlements rarely happen until late in the process, but they allow for lower payouts when necessary. This helps us keep your premiums low, and protects you from the anxiety (and interruption of your business) that a trial can bring.

Be sure you know which type of medical malpractice insurance you have and how long it covers you for, since this can determine whether or not you have any coverage at all if a suit is brought against you. If you're not sure how long you'll need coverage for, one of our agents can talk with you about your plans for the future and how much insurance you need.

1. Goguen, David. "National Medical Malpractice Statistics." MedicalMalpractice.com. Accessed April 20, 2016. http://www.medicalmalpractice.com/national-medical-malpractice-facts.cfm.

2. "Medical Professional Liability Insurance." Accessed April 20, 2016. http://www.naic.org/cipr_topics/topic_med_mal.htm.

3. "What Percentage Of Medical Malpractice Cases Settle Versus Go To Trial." Lawyer Locator. Accessed April 20, 2016. http://www.lawyerlocator.com/medical-malpractice/percentage-of-cases-settled-versus-trial/.

Our Location

JCR Insurance Services

2221 W Olive Ave, Ste M
Burbank, CA 91506
Main office: 818-214-8121

Our Providers

Testimonials

Jean Carlo is always pleasant to talk to. He takes care of your insurance needs when he says he will. I just added earthquake insurance on our house policy on the phone, and it hardly took any time. It's never a drudgery to have to communicate with him. I have great faith that he will be there for us if we ever had a problem. We are so glad we have him as our insurance agent!!!
Hang B., Los Angeles
Jean-Carlo is a down-to-earth, knowledgeable and thorough insurance broker. I've called him with insurance questions on a few occasions, and I've been very impressed by his ability to understand my needs and concerns.
Eric R., Burbank, CA
Love JCR services!!! Always there when you need him,very dependable and cares about his clients like they are family.
Robyn S., Los Angeles
JCR Insurance Services is a great company that will service all of your insurance needs. They got me a great deal on my auto and health insurance and Jean-Carlo (the owner) took the time to explain all the details. He provided excellent service in a timely manner.
Erica A., Alhambra